SSD Insurance Brokers Private Limited, as outlined in this privacy policy (‘Privacy Policy’) (hereinafter referred to as “SSD Insurance”), prioritizes the privacy of user data and information for those accessing or using services on any SSD Insurance platform. This includes, but is not limited to, websites such as ‘www.omnikavvach.com’, mobile sites, applications, Chrome extensions, or plugins accessible via internet-enabled smart devices (collectively referred to as the “Platform”). This Privacy Policy explains how SSD Insurance collects, uses, stores, processes, transfers, shares, and safeguards your information when you visit any of our Platforms, use our services, or engage with us in any other way.
This Privacy Policy is an electronic record under the Indian Information Technology Act, 2000, and applicable rules (as amended from time to time). It functions as an electronic contract and does not require any physical signature or seal. The terms “We,” “Us,” or “Our” refer to SSD Insurance, while “You,” “Your,” or “Yourself” refer to users who visit, access, or use (collectively referred to as “usage”) the Platform.
SSD Insurance may collect and retain information about you when you visit our site, use our services, or interact with our online advertisements. The data gathered during regular use of the site helps monitor usage patterns and supports the ongoing development of our products and services. This information is utilized to enhance our web-based offerings.
Collected Information:
SSD Insurance may collect personal information that you submit to us through the Services, which include:
- Name
- Home address
- Guardian’s name (if minor)
- Email address
- Domain address
- Telephone number
- Date of birth
- Job position
- Occupation
- Company
User credential, or any information that you submit to us. Other personal information we collect may include:
- financial information such as income, assets and your financial investment strategy and investment background
- documents that you provide to us to verify your identity, such as copies of your passport, utility bills, and/or bank statement or your company incorporation details.
SSD Insurance also may collect some information automatically, which include:
- IP address
- Information about your web browser software and version;
- real-time data about your device’s geographic location (if permitted by you) and General geographic location indicated by your IP address
- internet connection details, operating system, platform, browsing information, device type and ID, network information, metadata
- Website that referred you to us, and similar information.
- Last visited URL & Browsing history
We also may collect information about your activity on our websites, which might include:
- frequency of visits to our web site;
- Average length of visits;
- Pages viewed during a visit.
We may use various technologies to collect information about your activities on our websites, including:
- Cookies (If not selected may affect certain or all functionalities);
- Web Beacons / Web bugs (Measures user experience on our website).
We may combine your information, automatically gathered information and the information we collect through cookies/web beacons / web bugs, including information that we have collected about you, or information that we have obtained from other sources. We may aggregate any statistics or data that are collected, but we are under no obligation to do so.
Acknowledgement:
PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OUR PLATFORM OR USING ANY OF OUR SERVICES, YOU ACKNOWLEDGE THAT YOU UNDERSTAND, AGREE, AND CONSENT TO THIS PRIVACY POLICY. BY DOING SO, YOU GRANT YOUR UNCONDITIONAL CONSENT TO SSD INSURANCE, AS PER SECTION 43A AND SECTION 72A OF THE INDIAN INFORMATION TECHNOLOGY ACT, 2000, FOR THE COLLECTION, USE, STORAGE, PROCESSING, SHARING, TRANSFER, AND DISCLOSURE OF YOUR INFORMATION.
YOU CONFIRM THAT YOU HAVE THE LEGAL RIGHTS AND AUTHORITY TO SHARE THIS INFORMATION WITH US. YOU ALSO ACKNOWLEDGE THAT THE COLLECTION, SHARING, PROCESSING, AND TRANSFER OF INFORMATION PROVIDED BY YOU WILL NOT RESULT IN ANY LOSS OR WRONGFUL GAIN TO YOU OR ANY OTHER INDIVIDUAL.
IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE REFRAIN FROM ACCESSING OR USING OUR PLATFORM OR AVAILING ANY SERVICES OFFERED ON IT.
Use of collected Personal Information
SSD Insurance may use the personal information that is collected from you to provide requested products and services and for our internal business purposes, including, but not limited to:
- Responding to your requests for our unique products and services.
- Processing your transactions and providing related services, including post-transaction support, while enhancing, improving, and marketing our products and services, including site content and performance.
- Evaluating your usage of our services to facilitate improvements and personalization based on your interests and preferences.
- Providing advertisements and special offers for products and services that might interest you.
- Addressing your queries and resolving concerns related to any insurance product or service you were exploring.
- Informing you about various insurance products, services, programs, and initiatives launched by us or third parties that may be relevant to you.
- Communicating with you via email, postal mail, courier, or telephone about products or services of interest.
- Maintaining and managing your account with us while keeping you updated on issues relevant to your business relationship with us.
- Monitoring compliance with any terms and conditions linked to our products and services, including identity verification.
- Facilitating your experience on the platform by analyzing how you interact with features and content, processing transactions, and enhancing service offerings.
- Reviewing platform performance, diagnosing technical issues, conducting data analysis, and improving overall user experience.
- Protecting the integrity of our platform, implementing information security measures, detecting security breaches, and preventing illegal activities or suspected fraud.
- Informing you about changes to the Privacy Policy, Terms of Use, or other relevant policies.
- Carrying out obligations and enforcing rights arising from any agreements between you and us.
- Allowing you to participate in interactive features available on our platform.
- Keeping you informed about news, events, and updates tailored to your preferences to help enhance your knowledge and skills.
- Producing and sharing aggregated insights and statistics that do not identify you personally.
- Performing any other functions described at the time of data collection or with your consent.
In addition, certain information we collect, such as the IP address of any computer or other device that you use to access our website and any other domains that may be operated by SSD Insurance, will be used to monitor and investigate possible violations of and enforce any terms and conditions associated with our products and services or other applicable agreements between you and SSD Insurance. Our use and sharing of your personal information in the manner described in this Privacy Policy may involve the transfer of your personal information to SSD Insurance or to third parties, as described in this Privacy Policy, that are in countries outside your country of residence, which may not have the same privacy legislation as your country of residence.
How We Share Your Personal Information
Service Providers
We may share personal information with organizations or individuals that perform functions on our behalf. This includes service providers who process payments, store, or process data, or facilitate specific services through our platform. These providers are granted access to personal information solely to perform their functions for SSD Insurance.
Marketing
SSD Insurance may share collected personal information with affiliated group companies whose products and services we believe may interest you. You can notify us of your preference to opt out of such sharing by contacting us through the details provided in the “Contact Us” section.
Third-Party Services and Transactions
We may share your personal information with third-party service providers—such as payment gateways, credit/debit card processing companies, or pre-paid card providers—to enable secure payment processing. In such cases, necessary details like your name, address, and email may be shared, with transactions governed by the third parties’ terms and policies.
Government and Legal Requirements
SSD Insurance may disclose personal information in response to legal obligations, including court orders or law enforcement requests. We may also share information with government agencies or authorized law enforcement authorities to prevent fraud, investigate cyber incidents, verify identity, or comply with legal requirements.
Corporate Transactions
In the event of substantial corporate changes—such as mergers, acquisitions, business sales, divestitures, consolidations, or bankruptcy—we may share personal information as part of the relevant transaction.
Data Transfers
We may process and share your information outside India when required, ensuring compliance with applicable cross-border data transfer laws and mechanisms.
Personalization and Service Improvement
Your personal and non-personal information may be used to personalize your platform experience, process transactions, analyze platform performance, and offer content tailored to your interests.
Third-Party Links and Platforms
For user convenience, SSD Insurance may provide links to third-party websites or invite participation in promotional initiatives on social media platforms like LinkedIn, Facebook, or Twitter. Information collected by these third parties is not covered under this privacy policy, and we are not responsible for their practices.
Other Disclosures
We may share personal information for purposes outlined at the time of collection or as required by your consent. Additionally, we may disclose your vehicle registration details to verify information through government or third-party platforms if required to facilitate transactions or services.
Limitation on Third-Party Privacy Practices
If we share information with third parties (excluding service providers), we cannot control their privacy practices. These third parties may not comply with the same restrictions outlined in this policy.
In addition, SSD Insurance may provide you with links to “share” any SSD Insurance’s content with other third parties via email or certain social networking websites for your convenience. Data transmitted during such linking, including but not limited to your email address or the email address of the party receiving such data, shall not be tracked by SSD Insurance. Use of SSD Insurance data by any third party shall be at their discretion and risk. Personal information collected by these third parties is not covered by this policy, and SSD Insurance shall not be bound in any manner by any claims and/or liabilities arising thereto.
Personal Information Protection & Force Majeure:
SSD Insurance employs commercially reasonable security measures—including physical, electronic, and procedural safeguards—to help protect personal information from loss, misuse, damage, modification, unauthorized access, or disclosure. These measures are designed to ensure the confidentiality, integrity, and availability of your information. However, no system for transmitting or storing data electronically can be entirely secure. While we are committed to maintaining robust security practices, we cannot guarantee that personal information or communications will always remain completely secure.
SSD Insurance shall not be held responsible for any loss, damage, or unauthorized disclosure of your information resulting from events beyond our reasonable control, classified as Force Majeure events. These may include, but are not limited to, natural disasters (such as fire, flood, or earthquakes), acts of God, civil disturbances, industrial actions, strikes, riots, war, acts of government, power outages, computer system failures, unauthorized access, hacking, breaches of security, or encryption failures.
You acknowledge that any information (including personal information) transmitted to or from us during such events is at your own risk, and SSD Insurance will not be liable for any resulting loss or damage.
Privacy Policy Changes and Periodic Review
SSD Insurance reserves the right to update or modify this Privacy Policy from time to time to reflect changes in our practices, legal or regulatory requirements, or to enhance the clarity and effectiveness of our policies. Any changes will be effective immediately upon being posted on our platform, unless otherwise specified.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Continued use of our services after any changes signifies your acceptance of the updated policy. If significant changes are made, we will notify you through appropriate channels, such as email or platform notifications.